In the fall of 2018, Stillman College had only 615 students enrolled. While some students are drawn to its private liberal arts education and small class sizes in Alabama, the financial aspect raises serious concerns. The return on investment is notably poor, with an alarming figure of -$80,400. This suggests that graduates may struggle to see significant financial gains after completing their studies, which can be a major deterrent for prospective students.
Despite the appeal of a more intimate learning environment, it’s important for individuals to consider whether the potential outcomes justify the cost. As with any educational institution, weighing the long-term benefits is crucial before making a commitment.
Unity College: Eco-Friendly, But Not Budget-Friendly
Unity College is recognized for its focus on sustainability science and natural sciences, making it a top choice for eco-conscious students. However, when it comes to finances, the college may not be as appealing. Despite its strong environmental ethos, many graduates find themselves unprepared to handle the financial burden of student loans after completing their degrees.
While the programs offered align with current trends in sustainability, the financial return on investment leaves much to be desired. Students should consider whether their passion for the environment outweighs the potential struggles of repaying their education costs. Financial planning is crucial when choosing this path.
Wilson College: Co-ed Shift, but Financial Struggles Remain
For 144 years, Wilson College in south-central Pennsylvania was an all-women liberal arts institution. In 2013, it opened its doors to male students, expanding its student body. Despite this change, the college faces significant challenges. With only 39% of students graduating, the low success rate is concerning. Additionally, the hefty tuition of $156,000 offers a poor return on investment.
Graduates are left with a negative ROI of -$86,700, which makes it difficult to justify the cost of education. While the scenic 300-acre campus offers an intimate learning experience, students must carefully consider the financial outcomes before enrolling.
Emory & Henry College: Historic, But Financially Troubling
As the oldest private liberal arts college in Southwest Virginia, Emory & Henry College carries a rich history. However, the cost of attending this institution is steep, with a four-year program totaling $179,000. Unfortunately, the return on investment over 20 years is disappointing, with graduates facing a negative ROI of -$91,300. This financial burden may explain the relatively low graduation rate of 54%.
While the school offers a historic and prestigious education, students must weigh the potential long-term financial struggles before committing. Careful financial planning is essential for those considering this path.
Brewton-Parker College: Small Town, Big Costs
If a quiet, small-town college appeals to you, Brewton-Parker College might seem like a good fit. Located in a town with just 2,451 residents, nearly half of them—1,119—are students at the college. Despite its small size, the cost of attendance is steep, with a four-year tuition fee of $113,000. Unfortunately, the financial outlook doesn’t improve with time. After 20 years, the return on investment plunges to -$92,200, and the graduation rate is a concerning 17%.
While the intimate setting might be attractive, students should seriously consider the long-term financial implications before enrolling at Brewton-Parker College.
Shaw University: A Historic Legacy with Financial Challenges
Founded in 1865, Shaw University holds a prominent place in history as the first Black university in the Southern United States, earning the title “Mother of African-American Colleges.” While the university’s rich legacy is undeniable, the financial picture for students is less promising. Despite a seemingly average tuition cost of $118,000 for some, the long-term return on investment tells a different story.
According to Payscale, after 20 years, graduates face a negative ROI of -$93,600. While Shaw’s legacy remains significant, prospective students must carefully consider whether the cost of this historic education aligns with their financial goals.
Paine College: Financial Struggles and Diminishing Returns
Paine College has faced significant challenges in recent years. Beyond financial difficulties and the loss of regional accreditation, the school’s biggest issue is its poor return on investment. Students who pay $97,500 for a four-year education are met with a disheartening -$94,700 return on their investment after 20 years.
Even more concerning is the low graduation rate of just 20%, a stark contrast to the school’s motto, “emerging anew.” While Paine College may strive for renewal, students must carefully assess the potential financial outcomes before committing to this troubled institution.
Rust College: A Historic Institution with Financial Drawbacks
Rust College, one of the ten historically Black colleges still operating, has an acceptance rate of just 16%, with 57% of freshmen returning for their sophomore year. While the tuition fee of $63,400 is relatively low compared to other universities, the financial future for its graduates is less encouraging. The return on investment after 20 years stands at a concerning -$97,100.
Despite its historic significance, students must weigh the financial burden they may face post-graduation. The low tuition may seem appealing, but the long-term costs could outweigh the benefits for many.
Johnson University: A Christian Education with Financial Setbacks
Located just 12 miles east of Knoxville, Johnson University is a small Christian school nestled in the suburbs of Tennessee. While the university may be central to the local community, its graduates face tough financial realities. On average, students pay $89,800 for a four-year course, but after 20 years, the return on investment is a disappointing -$97,000.
Coupled with the high debt, only 56% of students manage to graduate within 4 to 6 years. Though Johnson University offers a faith-based education, prospective students should carefully consider the long-term financial impact of attending before making their decision.
Cazenovia College: Small School, Big Financial Burden
With just 915 undergraduates, Cazenovia College offers a small, intimate academic setting. However, the financial costs are anything but small. Between tuition, room and board, and additional academic expenses, students face a hefty price for their education. Unfortunately, this investment doesn’t pay off, as Cazenovia graduates experience a significant negative return on investment of -$98,600.
Despite the personalized learning environment, the long-term financial outlook raises concerns for students considering the college. It’s crucial for prospective students to weigh the costs against the potential outcomes before committing to this small school.
St. Andrews University: Scenic Campus, But Financial Woes
For students seeking a picturesque college campus in a small town, St. Andrews University certainly fits the bill. Its stunning surroundings are a major draw for many. However, the beauty of the campus doesn’t translate into financial security after graduation. With a hefty tuition of $167,000 for a four-year degree, the return on investment is a troubling -$98,000 over 20 years.
While the school may offer an idyllic setting for studying, the financial burden that follows can leave graduates struggling in the post-college world. Prospective students should carefully evaluate the long-term financial implications before choosing St. Andrews.
Benedict College: Big City, Bigger Financial Concerns
Located in a large city with a substantial student population, Benedict College stands out from many schools on this list. With 2,247 students proudly identifying as Benedict College Tigers, the university has a strong community presence. However, the numbers behind the pride tell a different story.
The graduation rate is a low 22%, and after 20 years, graduates face a significant negative return on investment of -$100,000. While the college offers a vibrant urban setting, the financial struggles post-graduation can be daunting for many students. Prospective students should carefully consider these factors before enrolling at Benedict College.
A Noble Motto, but Financial Struggles for Graduates
Benedict College’s motto, “Intrare Libris, Dispartire Servire,” meaning “Enter to Learn, Depart to Serve,” reflects its commitment to education and community. However, while students may gain valuable knowledge during their time at the university, they face significant challenges upon departure. The cost of a four-year degree is approximately $92,200, but the financial return after 20 years is a troubling -$106,800.
Despite the school’s noble mission, graduates find it difficult to navigate the financial burdens they encounter post-graduation. Prospective students should consider the long-term financial implications when deciding on their educational journey at Benedict College.
Montserrat College of Art: Creativity at a Cost
Montserrat College of Art invites students to explore their artistic passions under the motto “Where Creativity Works.” While the school nurtures creativity, many graduates find it difficult to translate their education into financial success. With a 56% graduation rate over 4-6 years, the majority of students complete their studies, but the return on investment is far from promising.
After paying a hefty $169,000 in tuition, graduates face a negative ROI of -$107,400 over 20 years. Despite the creative opportunities the college offers, students must carefully consider whether the financial outcome aligns with their long-term career goals.
Columbia International University: A Christian College with Financial Challenges
Columbia International University, founded in 1923 in Columbia, South Carolina, is often mistaken for the Ivy League school in New York, but it’s a Christian institution with a distinct mission. While the college provides a faith-centered education, its financial outcomes raise concerns for students. To earn a degree, undergraduates must pay a hefty $133,000 in tuition. Unfortunately, after 20 years, many graduates find themselves facing a significant negative return on investment of -$115,700.
Despite its spiritual and academic offerings, the financial burden makes it challenging for students to justify the costs. Prospective students should carefully evaluate their financial futures before committing to Columbia International University.
Martin Luther College: Athletic Spirit, But Financial Struggles
Martin Luther College is well-known for its athletic focus, with one-third of students involved in varsity sports and two-thirds participating in intramural activities. However, despite its energetic sports culture, the college faces serious financial concerns for its graduates. Students are required to live on campus for all four years, paying a total tuition fee of $93,300.
Yet, after 20 years, the return on investment is a staggering -$123,200. While the campus life and sports programs may be attractive, prospective students should carefully weigh the long-term financial impact before choosing Martin Luther College for their education.
Claflin University: A Historic Milestone, But Financial Setbacks
Claflin University made history in 1884 by awarding diplomas to Alice Jackson Moorer and Annie Thorne, the first Black women in the United States to graduate from college. This groundbreaking achievement cemented the university’s place in history. However, in recent years, Claflin has struggled to maintain that legacy when it comes to financial outcomes for its graduates.
With a return on investment of -$133,900, many students face significant financial challenges post-graduation. Despite its historic importance, prospective students should carefully consider the potential financial difficulties they may encounter before committing to Claflin University.
Wheelock College: A Legacy with Financial Concerns
Founded by Miss Lucy Wheelock, Wheelock College has a long-standing reputation in education. However, it lands on this list due to its staggering financial outlook. With a massive tuition fee of $201,000, students invest heavily in their education. Unfortunately, after 20 years, graduates face a troubling negative return on investment of -$140,700.
Despite its historic roots and dedication to preparing educators, the financial strain makes it difficult for students to justify the cost. Those considering Wheelock College should carefully evaluate the long-term financial implications before enrolling in this institution.
Voorhees College: Small School, Big Financial Setbacks
Located in the small town of Denmark, South Carolina, Voorhees College is home to only 600 students and often receives positive reviews from alumni. However, the financial reality for current students is less encouraging. With only 26% of students graduating after 4-6 years, and a hefty tuition cost of $97,000, many graduates struggle to see the value of their education.
The return on investment after 20 years is a staggering -$153,400, making the pricey diploma difficult to justify. Prospective students should carefully consider whether the cost of attending Voorhees College aligns with their financial goals and future prospects.
Talladega College: Famous Marching Band, Troubling Financial Outlook
Talladega College is best known for its renowned marching band, the Talladega College Tornado Marching Band, or simply, the Great Tornado. The band has gained national attention, even performing at the 2017 presidential inauguration parade. However, the financial outlook for its students is far less impressive. While 43% of students manage to graduate, they face a steep tuition cost of $88,200.
Unfortunately, the return on investment after 20 years is a concerning -$156,900. Despite the college’s fame in the marching band circuit, prospective students must consider whether the high cost and negative financial return are worth the investment.
Lindsey Wilson College: Athletic Success, Financial Struggles
Kentucky’s Lindsey Wilson College is well-known for its athletic programs, boasting a wide variety of sports teams, an impressive collection of championship trophies, and a history of producing competitive professional soccer players and cyclists. However, the financial outlook for its students is not as successful.
With a graduation rate of only 34% and a tuition cost of $152,000, many graduates find themselves facing financial difficulties. According to Payscale, the return on investment for Lindsey Wilson College is a concerning -$160,800. While the school excels in athletics, students should weigh the potential financial challenges before committing to this institution.
Maine College of Art: Creativity with a Financial Challenge
Maine College of Art is a great option for students in New England who want to pursue fine arts and studio art at a higher level. The school is committed to “educating artists for life,” fostering creativity and artistic growth. However, the financial side of the equation is less encouraging. With a tuition cost of $184,000, students invest heavily in their art education. Unfortunately, the return on investment after 20 years is a troubling -$163,600.
While the college provides a vibrant and inspiring environment for aspiring artists, the financial realities make it important for prospective students to carefully weigh the costs before committing to their creative path at Maine College of Art.
Miles College: Historical Significance, but Financial Hurdles
Miles College, a historically Black liberal arts institution in Alabama, holds a prominent place in educational history. However, its financial outlook raises concerns for students. With an alarming graduation rate of just 17%, only a small portion of students complete their studies. Those who do graduate invest around $90,200 in tuition.
Unfortunately, according to Payscale, the return on investment after 20 years is a disappointing -$164,600. While the college’s legacy is significant, prospective students should carefully consider the financial challenges they may face after graduation when choosing to attend Miles College.
Mississippi Valley State University: Athletic Success, Financial Struggles
Mississippi Valley State University is known for its standout marching band and a football team that has produced professional players, with some even making it to the Pro Football Hall of Fame. However, despite these athletic achievements, the financial prospects for graduates are concerning. With tuition costing $75,700 over four years, students invest heavily in their education.
Unfortunately, the return on investment is a staggering -$174,800 after 20 years. While the school has a strong athletic legacy, students must carefully weigh the long-term financial challenges before deciding to enroll at MVSU.
DeVry University: High Costs and Low Graduation Rates
DeVry University is widely recognized as a for-profit institution offering online and mail-order degrees, though it also has several physical campuses across the U.S. With an enrollment of around 18,000 students, DeVry’s reputation is often overshadowed by financial concerns. The annual tuition ranges between $25,000 and $30,000, yet the school’s graduation rate is a low 29%.
Graduates often leave with a student loan debt of around $40,000, making it difficult for many to financially recover after completing their education. While DeVry offers flexible learning options, prospective students should carefully consider the high costs and financial burden before enrolling.
Sierra Nevada College: Scenic Location, But Questionable Value
Sierra Nevada College’s beautiful Lake Tahoe location is certainly a major selling point, but unfortunately, it may be one of the few. Students pay over $30,000 a year, leaving with approximately $20,000 in student debt, for an education that some feel could be found for less elsewhere. One anonymous student expressed disappointment, stating, “I didn’t have any growth in my major and no room for growth otherwise.”
While the campus may offer stunning views, the overall academic experience and value for the money are areas of concern. Prospective students should weigh the scenic appeal against the potential limitations in their educational experience.
Mayville State University: High Costs with Low Graduation Rates
Mayville State University in North Dakota faces several challenges when it comes to affordability and outcomes. Out-of-state students pay over $22,000 annually, while in-state residents pay slightly less, around $19,000 per year. Despite these costs, the school’s graduation rate is a low 31%, leaving many students without a degree. Additionally, most graduates are burdened with student loan debt in the $28,000 range.
While the university offers education at a lower cost compared to some institutions, the financial and academic struggles make it important for prospective students to carefully assess whether Mayville State is the right choice for their future.
Philander Smith College: Financial and Facility Concerns
Philander Smith College in Arkansas faces several challenges that contribute to its less-than-stellar reputation. Students have raised concerns about issues like moldy dorm rooms and high tuition costs. On average, graduates leave with $26,000 in student loan debt, and with a graduation rate of just 39%, many students struggle to repay their loans, leading to defaults.
The combination of high costs and low success rates makes it difficult for students to justify the investment. Prospective students should consider these financial and facility-related concerns before committing to Philander Smith College.
Florida Memorial University: Miami Vibes, Financial Woes
Located in the heart of Miami, Florida Memorial University gives students access to one of America’s most iconic cities. However, the excitement of Miami’s vibrant lifestyle may come with some academic and financial challenges. The university’s graduation rate stands at only 38%, which is concerning for those seeking a successful college experience.
On top of that, graduates are left with an average student loan debt exceeding $30,000, adding significant financial pressure after leaving school. While the appeal of studying in Miami is strong, students must carefully consider whether the financial and academic outcomes justify the investment at Florida Memorial University. The city may be legendary, but the debt is real.
Waldorf University: Small School, Big Financial Concerns
Waldorf University, located in Iowa, is a relatively small institution, and there seem to be reasons for its modest size. With a graduation rate below 40%, many students don’t complete their degrees. Those who do are burdened with an average student debt of around $28,000. Considering that graduates typically earn just $37,000 after leaving school, this debt can feel overwhelming.
The financial strain might cause prospective students to reconsider their options. While the school offers a smaller, more personal environment, the long-term financial impact of attending Waldorf University could outweigh the benefits for many students.
Grambling State University: Fame with Financial Burdens
Grambling State University, once an all-Black college in Louisiana, is arguably the most well-known school on this list. However, despite its reputation, the financial reality for many students is far from glamorous. With tuition costs around $25,000 for in-state students and $30,000 for out-of-state, coupled with a graduation rate of roughly 50%, many graduates are left struggling with student debt for years.
The combination of high costs and moderate graduation rates leaves many students feeling financially strained long after they’ve left campus. While the name carries prestige, prospective students should consider the long-term financial implications of attending Grambling State University.
University of Montevallo: Alabama’s Public Liberal Arts School with Financial Hurdles
The University of Montevallo holds the distinction of being Alabama’s only public liberal arts school. However, the institution’s financial challenges may outweigh its unique status. With a graduation rate of just 48% and tuition costs of $27,000 for in-state students and $40,000 for out-of-state, many students face significant financial burdens.
On average, alumni leave with around $25,000 in student debt, making post-graduation life more challenging. While Montevallo offers a liberal arts education in a public setting, prospective students must carefully consider the financial implications before enrolling, particularly given the combination of moderate graduation rates and relatively high tuition.
Coppin State University: Financial Strain with Low Graduation Rates
Coppin State University in Baltimore, Maryland, offers public education, but its financial outlook may be concerning for many students. With a low graduation rate of only 20%, most students struggle to complete their degrees. The tuition costs, which are $24,000 for in-state and $30,000 for out-of-state students, add to the financial burden. Graduates typically leave with around $24,000 in student debt, making repayment difficult, especially considering the low completion rate.
Prospective students should weigh these financial and academic challenges before deciding to attend Coppin State University, as the financial strain can have a lasting impact after graduation. Careful planning is essential for anyone considering enrollment.
Coppin State University: Financial Strain with Low Graduation Rates
Coppin State University in Baltimore, Maryland, offers public education, but its financial outlook may be concerning for many students. With a low graduation rate of only 20%, most students struggle to complete their degrees. The tuition costs, which are $24,000 for in-state and $30,000 for out-of-state students, add to the financial burden.
Graduates typically leave with around $24,000 in student debt, making repayment difficult, especially considering the low completion rate. Prospective students should weigh these financial and academic challenges before deciding to attend Coppin State University, as the financial strain can have a lasting impact after graduation. Careful planning is essential for anyone considering enrollment.
Colorado College: Academic Prestige with a Steep Price Tag
Located in Colorado Springs, Colorado College is a highly selective institution with an impressive graduation rate of 82%. However, the school’s major drawback is its sky-high tuition, which stands at a staggering $60,000 per year. This hefty price tag, even by U.S. tuition standards, may be a nonstarter for many prospective students. While the college offers a prestigious education and strong academic outcomes, the financial burden is a significant concern.
For those considering Colorado College, careful financial planning is essential to determine whether the cost aligns with their long-term goals and financial resources.
Hollins University: Historic Charm, But at a High Cost
Virginia’s Hollins University, one of the oldest colleges in the U.S., offers a rich history and a somewhat respectable graduation rate of 56%. However, the financial burden is significant, with tuition alone costing $37,000 annually. When factoring in living expenses, that figure jumps to over $50,000 per year. While some students may feel the education is “worth it,” the steep price tag can be a daunting hurdle for many.
Prospective students need to carefully consider whether the prestigious experience and education at Hollins justify the financial strain it may impose. Financial planning is crucial for those looking to attend.
Lawrence University: High Graduation Rate, Steep Financial Commitment
Lawrence University in Appleton, Wisconsin, stands out with an impressive 80% graduation rate, making it one of the top performers academically. However, this success comes at a cost—literally. With annual tuition exceeding $47,000, it is more expensive than what many graduates earn annually. Consequently, students often leave with a significant debt load, with the median student debt reaching $26,000.
While the high graduation rate may suggest a strong academic experience, prospective students must weigh the financial burden that comes with it. For those considering Lawrence University, careful financial planning is necessary to manage the high costs and potential long-term debt.
University of the Southwest: Low Graduation Rates, High Debt
The University of the Southwest, located in New Mexico, holds the unfortunate distinction of having one of the lowest graduation rates we’ve encountered, with less than 20% of students completing their degrees. In addition to this concerning statistic, both graduates and dropouts are burdened with an average student debt well over $20,000.
For many, this combination of low success rates and significant debt makes attending the university a risky proposition. Prospective students should seriously consider whether the potential financial strain is worth the gamble before enrolling at the University of the Southwest.
Nazarene Bible College: Low Graduation Rate and High Debt
Nazarene Bible College in Colorado Springs may have a religious mission, but its financial realities are concerning. With an abysmal 16% graduation rate and an annual tuition of about $27,000, many students leave with a staggering amount of debt—averaging over $40,000. These numbers are a major red flag for potential students.
While the college may offer a faith-based education, the combination of low success rates and significant financial burden makes it a difficult choice for many. Prospective students should carefully weigh these factors before committing to Nazarene Bible College.
